Your finances, without the spreadsheet.
Budgeter is the personal finance app that works offline: accounts, cards, budgets and how much you can really spend. No account and no server.
The questions that matter
How much do I have?
Multiple accounts with always up-to-date balances and your total liquid net worth.
How much can I spend?
Safe to Spend: how much you can spend today without touching fixed expenses, instalments and savings goals.
Where am I heading?
Balance forecast at 30, 60 and 90 days and a financial calendar with your planned transactions.
Cards without double counting
With a credit card, a purchase uses up the credit limit and hits your account only when the statement is charged.
Recurring items and instalments
Salary, rent, subscriptions and loans create their planned transactions on their own.
Budgets and statistics
Monthly budgets by category, savings goals and how the month is going.
Quick entry
An expense in a few seconds, on-device receipt scanning and optional capture from Google Pay notifications.
Backup and export
Backup to a file or to Google Drive (optional, in your own account) and CSV export.
Privacy first
- Your financial data stays on your device: no publisher server.
- No ads, no tracking, no data collection.
- Unlock with PIN and biometrics, optional database encryption.
- Google Drive backup is optional and happens in your own account.
Budgeter does not provide financial advice: it shows your numbers and the impact of your choices, without judgement.